OPay Hits 20 Million Daily Users, Strengthening Global Fintech Reach

 OPay surpasses 20 million daily users, ranks among top global fintech apps, and accelerates its Super App expansion across emerging markets

OPay, a leading fintech platform serving fast-growing emerging markets, has reached a significant milestone with more than 20 million daily active users and 36 million monthly active users worldwide. This achievement highlights the company’s rapid expansion and growing influence within the digital financial services landscape. According to the latest rankings from data.ai, OPay now stands among the top ten global fintech apps by daily active users, further demonstrating the platform’s rising dominance across developing regions where digital banking solutions are increasingly vital.

The surge in activity comes as OPay continues to advance its long-term “Super App” vision, a strategy aimed at integrating payments, savings, credit services, lifestyle features, and business tools into one comprehensive platform. This approach has positioned OPay as a highly accessible digital hub for users seeking reliable and affordable financial services. With a goal of 100 million daily active users by 2030, OPay is steadily building a foundation for a more inclusive financial future, especially for underserved populations that lack access to traditional banking.

Founded in 2018, OPay has demonstrated consistent and impressive momentum. One of its most notable milestones occurred in August 2021, when the company raised $400 million in a Series C funding round led by internationally recognized investors. This major investment round significantly increased OPay’s valuation and accelerated its expansion into various emerging markets. Since then, the platform has continued to scale at an extraordinary pace.

The company’s performance in 2025 further reinforces its strong position in global fintech. In the first quarter of the year, OPay recorded a nearly sixtyfold increase in total transaction volume compared with the first quarter of 2021. This dramatic growth reflects increasing market demand as well as the platform’s ability to support billions of dollars in financial activities across its expanding user base. For many consumers, OPay has become an essential tool for everyday transactions, whether for sending money, paying bills, saving, or accessing credit.

OPay’s rise can be attributed to several key factors: reliability, user-centric design, and an unwavering focus on local needs. Unlike many traditional banking systems that struggle with accessibility or high costs, OPay offers streamlined digital services tailored for communities in Africa, Asia, and other developing regions. Its localized financial solutions bridge important gaps—helping users manage money securely, supporting small businesses with powerful digital tools, and enabling smoother participation in the digital economy.

As digital finance becomes increasingly critical in high-growth regions, OPay is positioning itself as a next-generation financial partner for individuals and entrepreneurs seeking seamless, secure, and affordable services. With its expanding ecosystem and ambitious long-term vision, OPay is set to play a transformative role in shaping the future of financial inclusion.

With strong user adoption, significant investor support, and continuous product innovation, OPay’s journey is only beginning. Its latest milestone underscores not just past success, but a promising trajectory toward becoming one of the world’s most trusted and widely used fintech platforms.